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Why Do I Need a Bankruptcy Lawyer? | Tacoma Bankruptcy Lawyer

November 21st, 2016 Bankruptcy Law

When filing for Washington Chapter 7 or Chapter 13 bankruptcy, you have the option of filing with the support and representation of a lawyer, or doing it all on your own or “pro se.” Many people facing financial troubles may choose the latter option as they think they can’t afford a lawyer or if they are trying to save money.

The fact is: It will likely cost you more money in the long run to not use a bankruptcy lawyer, or choosing an attorney who isn’t competent in this area of law.

Here are a few common problems one might face when filing for Chapter 7 or Chapter 13 bankruptcy without the help of a Tacoma bankruptcy lawyer:

  • Not completely understanding the bankruptcy process
  • Filing under the wrong chapter
  • Filling out or filing documents wrong
  • Not needing to file for bankruptcy in the first place

During our complimentary consultations with potential clients, we are often asked what the benefits are of hiring a bankruptcy lawyer.

Your Tacoma bankruptcy lawyer will guide you to collect all the necessary paperwork, such as tax forms, pay stubs, bank statements, etc. They will also fill out all required documents correctly, along with tracking the deadlines in which they must be filed.

If you do not fill out the paperwork correctly or you fail to report certain information, there is a big risk of your bankruptcy being denied. According to a 2011 study from the Bankruptcy Court for the Central District of California, only about 60% of people who filed Chapter 7 without an attorney got their bankruptcy discharged.

Filing for Chapter 7 or Chapter 13 bankruptcy in the state of Washington can be a daunting and complex process for someone not familiar with bankruptcy law. Even if you’re dealing with financial issues, don’t skimp out on expert legal guidance when it comes to matters as serious as bankruptcy. It may be in your best interest to get an experienced bankruptcy lawyer to prepare your case and represent you.

See what the US Courts say about filing for bankruptcy without an attorney.

For more than 16 years, David Smith has been serving clients in Tacoma, Olympia, and beyond with professional and compassionate legal counsel. The team at the Law Offices of David Smith is available to answer any questions you may have and guide you through the bankruptcy process. Get in touch with us today and let us know how we can support you.